Ema backdating


The average loss of £11.30 to claimants has been estimated by dividing Treasury’s expected £65m per annum saving across the number of households.Educational maintenance allowance was a means-tested financial payment made to 16–19 year olds in full time education or unpaid work-based learning to meet educational costs. Previously, students from households earning below £20,817 per annum were awarded £30 a week, students households earning between £20,818 and £25,521 were awarded £20 a week and students from households earning between £25,522 and £30,810 were awarded £10 a week.Homeowners on certain income-related benefits may be entitled to assistance with the interest payments on their mortgage or loans taken out to make repairs to their properties.From 1 October 2010 the interest rate level was set at the Bank of England’s published monthly average mortgage interest rate, around 3.67 per cent.By April 2011, 5.5 million accounts had been opened, with 35 per cent of young people being entitled to the extra payments2.While existing accounts continue, allowing children born between September 2002 and January 2011 to access funds at their 18th birthday, children born after 2 January 2011 are not eligible.In England, there are 326 schemes each with their own criteria and entitlement.It has been suggested that some working age claimants who were previously exempt from paying council tax will now pay, on average, £138 per year10.



Council tax benefit was abolished on 1 April 2013 and replaced by localised schemes, with (in most areas) a 10 per cent cut in the budget.From April 2011, it was restricted so that payments would only be made for the first child born, but not subsequent children.In January 2011, the Health in Pregnancy grant was abolished.Case studies 1 and 2 indicate how such interactions may work.

The child trust fund was a long-term, tax-free savings account for children.

Child benefit was previously a universal payment made to primary carers to meet the costs of raising children.